Options that allow for up to 3% down.
Smaller down payments and expanded qualifying ratios.
We can lend down to a 500 FICO score on FHA.
The VA Loan is very flexible. Benefits include: No down payment, No Private Mortgage Insurance, and 0% Funding Fee for disabled veterans.
No pre-payment penalty, Low fixed interest rate, Lower monthly payments, No down payment required, flexible credit guidelines, and finance closing costs into the loan.
Down Payment Assistance Programs
Options available to assist with down payment and closing costs for qualified borrowers.
Low rate options for loan amounts up to $4 million.
Bank Statement Loan
A bank statement loan requires only the bank statements of self-employed borrowers to determine if they can produce sufficient income to warrant approval for a mortgage loan. 12 and 24-month bank statement loans are available.
An investment property that is qualified with the cash flow of the residential property.
Home Equity Loans
Closed-end 2nd mortgages and lines of credit are available as stand-alone products or in combination with a 1st mortgage and a combined CLTV of up to 95%.
Options to purchase land and hobby farms are available.
Practicing Physicians may qualify for $0 down and no mortgage insurance.
Streamline renovation loans that allow for the purchase and rehab of a home.